Effective Date: April 16, 2025
First Nation Approval ("we," "us," or "our") operates the website
(the "Service"). This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use our Service, and the choices available to you regarding your data. By using our Service, you consent to the practices described in this Privacy Policy.
First Nation Approval operates solely as a lead provider for dealerships. We do not take any responsibility for vehicles you purchase from dealers. It is your responsibility to thoroughly inspect and verify all vehicle information before signing any purchase agreements or contracts.
By submitting your application on our website, you give express consent to First Nation Approval and our network of lenders and dealerships to collect your personal information, request your credit report, and contact you to facilitate potential vehicle financing. Your consent is provided in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.
You may withdraw your consent at any time, subject to legal or contractual obligations and reasonable notice. However, doing so may affect your ability to access some services.
When you use our Service, we may collect personal data including, but not limited to:
Full nameEmail addressPhone numberMailing address (including city, province, postal code)Date of birthEmployment informationFinancial information necessary for credit assessmentConsent for credit checks and financial verification
We may automatically collect technical data including:
Browser type and versionDevice type and operating systemPages visited, time/date of visits, and other usage metricsIP address and location dataCookies and other tracking technologies
We collect and process your personal information based on:
Your explicit consentPerformance of a contract or service you have requestedCompliance with legal obligations under Canadian lawOur legitimate business interests, where these do not override your rights
We use your information to:
Process applications and obtain credit reportsMatch you with appropriate lenders and dealershipsImprove the Service and user experienceProvide customer supportMonitor and analyze usageNotify you about changes to the ServiceDetect and prevent technical or security issues
If you use our Bank Verification System or consent to a credit check:
We may obtain your credit score and credit report from authorized Canadian agenciesWe may collect non-login bank account information to validate financial standingThis data may be updated periodically to support loan servicing
We may share your data with trusted third parties for purposes including:
Connecting you with vehicle dealerships and lendersPerforming credit checks with Canadian credit bureausFacilitating financing optionsWorking with affiliates, agents, and other lead providers
We will only share information necessary for these purposes and require all third parties to respect the security of your personal information and handle it in accordance with Canadian law.
We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including satisfying legal, accounting, or reporting requirements. Different retention periods apply for different types of data, in keeping with legal requirements.
Your information may be stored or processed in Canada, the United States, or other jurisdictions. When personal information is transferred outside Canada, it will be subject to the laws of the jurisdiction where it is held. By using our Service, you consent to these transfers, subject to applicable privacy laws and safeguards that ensure adequate protection of your personal information.
We may disclose your information in the following cases:
To comply with Canadian legal obligations or law enforcement requestsTo protect our rights, property, or safetyTo investigate fraud or misuse of the ServiceIn connection with a merger, sale, or business transfer
Under Canadian privacy laws, you have the right to:
Access your personal informationRequest correction of inaccurate personal informationWithdraw consent for future use and disclosureFile a complaint with the Office of the Privacy Commissioner of Canada
To exercise these rights, please contact us using the information in the "Contact Us" section.
We take reasonable steps to protect your data using commercially acceptable security practices that comply with Canadian standards. However, no method of transmission over the internet or method of electronic storage is 100% secure.
We may use services like Google Analytics to understand usage trends. You can opt out of Google Analytics by installing the
Google Analytics Opt-Out Add-On
.
Our website may contain links to third-party sites. We are not responsible for the privacy policies or practices of those websites. We encourage you to read their privacy policies.
First Nation Approval expressly disclaims all responsibility regarding vehicles you may purchase from dealerships in our network. As a lead provider, we facilitate connections between potential buyers and dealerships but are not involved in the sale transaction. It is your responsibility to:
Thoroughly inspect any vehicle before purchaseVerify all vehicle information including condition, history, and featuresReview and understand all sales documents before signingEnsure you are satisfied with the terms and conditions of sale
Our Service is not intended for children under the age of majority in their province or territory of residence. We do not knowingly collect personal data from minors. If you believe a child has provided us with personal information, please contact us at
and we will take steps to delete that information.
We may update this Privacy Policy at any time. Changes will be posted on this page with a revised "Effective Date." Please review this policy periodically to stay informed. Significant changes will be communicated directly when required by law.
If you have any questions or concerns about this Privacy Policy, please contact us:
Email:
Website:
Our Privacy Officer can be reached at the email address above.