0% Financing on the 2026 RAM 1500: How to Get It Before the Deadline
Limited time: eligible 2026 RAM 1500s currently qualify for 0% financing for up to 72 months at Journey Chrysler Dodge Jeep RAM in Port Coquitlam, BC. This offer is available for the next 30 days โ here's exactly what it means and how to actually get it.
What the Offer Actually Is
0% for 72 months means no interest charged over a 6-year loan on an eligible 2026 RAM 1500 โ your full payment goes toward the truck itself. On a $55,000 truck, that can mean thousands saved compared to a typical interest rate over the same term.
The Fine Print That Actually Matters
- "On eligible" units โ not every 2026 RAM 1500 trim or configuration qualifies. Availability depends on trim and inventory.
- OAC (on approved credit) โ promotional 0% rates are typically reserved for applicants with strong credit. If your credit doesn't qualify for the promo rate, you'd move to a standard rate instead.
- May not stack with cash incentives โ manufacturer promotions often make you choose between 0% financing or a cash rebate, not both.
- Running for the next 30 days โ manufacturer offers like this are typically reissued monthly, but availability and exact terms can change, so confirm current terms before you commit.
How to Actually Get It
The fastest path is getting pre-approved first, before you walk in. That does two things: it tells you your real rate range going in, and it means if you do qualify for the 0% promo, there's no financing delay holding up the deal before this month's offer window closes.
If You're Rebuilding Credit
If the 0% promo rate isn't in reach right now, that doesn't mean the RAM 1500 itself is off the table โ our second-chance and bad-credit financing options can still get you into a new or ex-fleet RAM 1500, just at a standard rather than promotional rate. Worth applying either way to see where you land.
Get Pre-Approved Now
With this offer running on a rolling 30-day basis, timing matters. Apply for pre-approval now so you're ready to move the moment you find the right unit.
Ready to get approved?
5-minute application. No dealership visit. Vehicle delivered to your door.
Apply for Pre-Approval โ